Your privacy is very important to us. We want to make your experience 
                on the Internet as enjoyable and rewarding as possible, and we 
                want you to use the Internet’s vast array of information, tools, 
                and opportunities with complete confidence. 
              
We have created this Privacy Policy to demonstrate our firm commitment 
                to privacy and security. This Privacy Policy describes how OffspringNet 
                collects information from all end users of OffspringNet’s Internet 
                services (the “Services”)—those who access some of our Services 
                but do not have accounts (“Visitors”) as well as those who pay 
                a monthly service fee to subscribe to the Service (“Members”)—what 
                we do with the information we collect, and the choices Visitors 
                and Members have concerning the collection and use of such information. 
                OffspringNet requests that you read this Privacy Policy carefully. 
              
Personal Information OffspringNet 
                Collects and How It Is Used 
              
Introduction 
                OffspringNet collects information in different ways from Visitors 
                and Members who access the various parts of our Services and the 
                network of Web sites accessible through our Service. We use this 
                information primarily to provide a customized experience as you 
                use our Services and, generally, do not share this information 
                with third parties. However, we may disclose personal information 
                collected if we have received your permission beforehand or in 
                very special circumstances, such as when we believe that such 
                disclosure is required by law or other special cases described 
                below. 
              
Registration 
                Members are asked to provide certain personal information when 
                they sign up for our Services including name, address, telephone 
                number, billing information (such as a credit card number), and 
                the type of personal computer being used to access the Services. 
                The personal information collected from Members during the registration 
                process is used to manage each Member’s account (such as for billing 
                purposes). This information is not shared with third parties, 
                unless specifically stated otherwise or in special circumstances. 
                However, in instances where OffspringNet and a partner jointly 
                promote the Services, OffspringNet may provide the partner certain 
                personal information, such as the name, address, and username 
                of persons who subscribed to the Services as a result of the joint 
                promotion for the sole purpose of allowing us and the partner 
                to assess the results of the promotion. In this instance, personal 
                information may not be used by the partner for any other purpose. 
                OffspringNet may also generate nonidentifying and aggregate profiles 
                from personal information Members provide during registration 
                (such as the total number, but not the names, of Members). As 
                explained in more detail below, we may use this aggregated and 
                nonidentifying information to sell advertisements that appear 
                on the Services. 
              
OffspringNet Partners and Sponsors 
                Some OffspringNet products and services are offered to Visitors 
                and Members in conjunction with a non-affiliated partner. For 
                example, we outsource the provision of stock quotes and operation 
                of your stock portfolio (accessible through your Personal Start 
                Page) to a third-party vendor. To provide Visitors and Members 
                some of these products and services, the partner may need to collect 
                and maintain personal information. In these instances, you will 
                be notified before any such data is collected or transferred and 
                may decide not to use that particular service or feature. Additionally, 
                many OffspringNet Members have cobranded Personal Start Pages 
                that are cosponsored by nonaffiliated partners. OffspringNet will 
                share nonidentifying and aggregate information (except as described 
                above), but not personal information, with such partners in order 
                to administer the cobranded products or services offered. 
              
Online Shopping 
                At some Web sites, you can purchase products and services or register 
                to receive materials, such as a catalog or new product and service 
                updates. In many cases, you may be asked to provide contact information, 
                such as your name, address, email address, phone number, and credit/debit 
                card information. If you complete an order for someone else, such 
                as an online gift order sent directly to a recipient, you may 
                be asked to provide information about the recipient, such as the 
                recipient’s name, address, and phone number. OffspringNet has 
                no control over the third parties’ use of any personal information 
                you provide when placing such an order. Please exercise care when 
                doing so. 
              
If you order products directly from OffspringNet, such as through 
                the “OffspringNet Store,” we will use the personal information 
                you provide only to process that order. We do not share this information 
                with outside parties except to the extent necessary to complete 
                that order. 
              
Online Advertisements 
                OffspringNet displays our online advertisements. We share aggregated 
                and nonidentifying information about our Visitors and Members 
                collected through the registration process as well as through 
                online surveys and promotions with these advertisers. Additionally, 
                in some instances, we use this aggregated and nonidentifying information 
                to deliver tailored advertisements. For instance, an advertiser 
                tells us the audience they want to reach (for example, males between 
                25 and 55 years of age) and provides us an advertisement tailored 
                to the audience. Based upon the aggregated and nonidentifying 
                information we have collected, we may then display the advertisement 
                to the intended audience. OffspringNet does not share personal 
                information about its Visitors or Members with these advertisers. 
              
Responses to Email Inquiries 
                When Visitors or Members send email inquiries to OffspringNet, 
                the return email address is used to answer the email inquiry we 
                receive. OffspringNet does not use the return email address for 
                any other purpose and does not share the return email address 
                with any third party. 
              
Voluntary Customer Surveys 
                We may periodically conduct both business and individual customer 
                surveys. We encourage our customers to participate in these surveys 
                because they provide us with important information that helps 
                us to improve the types of services we offer and how we provide 
                them to you. Your personal information and responses will remain 
                strictly confidential, even if the survey is conducted by a third 
                party. Participation in our customer surveys is voluntary. 
              
We take the information we receive from individuals responding 
                to our Customer Surveys and combine (or aggregate) it with the 
                responses of other OffspringNet customers to create broader, generic 
                responses to the survey questions (such as gender, age, residence, 
                hobbies, education, employment, industry sector, or other demographic 
                information). We then use the aggregated information to improve 
                the quality of our services to you, and to develop new services 
                and products. This aggregated, non-personally identifying information 
                may be shared with third parties. 
              
Special Cases 
                It is OffspringNet’s policy not to use or share the personal information 
                about Visitors of Members in ways unrelated to the ones described 
                above without also providing you an opportunity to opt out or 
                otherwise prohibit such unrelated uses. However, OffspringNet 
                may disclose personal information about Visitors or Members, or 
                information regarding your use of the Services or Web sites accessible 
                through our Services, for any reason if, in our sole discretion, 
                we believe that it is reasonable to do so, including: to satisfy 
                laws, such as the Electronic Communications Privacy Act, regulations, 
                or governmental or legal requests for such information; to disclose 
                information that is necessary to identify, contact, or bring legal 
                action against someone who may be violating our Acceptable 
                Use Policy or other user policies; to operate the Services 
                properly; or to protect OffspringNet and our Members. 
              
"Cookies" and How OffspringNet 
                Uses Them 
                A “cookie” is a small data file that can be placed on your hard 
                drive when you visit certain Web sites. OffspringNet may use cookies 
                to collect, store, and sometimes track information for statistical 
                purposes to improve the products and services we provide and to 
                manage our telecommunications networks. If you are a Member and 
                have created your own Personal Start Page, we will use 
                a cookie to save your settings and to provide customizable and 
                personalized services. These cookies do not enable third parties 
                to access any of your customer information. Additionally, be aware 
                that if you visit non-OffspringNet web sites where you are prompted 
                to log in or that are customizable, you may be required to accept 
                cookies. 
              
Advertisers and partners may also use their own cookies. We do 
                not control use of these cookies and expressly disclaim responsibility 
                for information collected through them. 
              
OffspringNet's Commitment to 
                Children's Privacy 
                Protecting children’s privacy is especially important to us. It 
                is our policy to comply with the Children’s Online Privacy Protection 
                Act of 1998 and all other applicable laws. 
              
We have Web pages designed especially for our younger users. 
                While we make every effort to ensure that these Web sites are 
                fun and age-appropriate for our younger audience, we believe that 
                there is no substitute for proper parental supervision. For further 
                information about tips, tools, age-appropriate or kid-friendly 
                Web sites and how to report online trouble, please visit http://www.getnetwise.org/. 
              
Finally, OffspringNet recommends that children ask a parent for 
                permission before sending personal information to OffspringNet, 
                or to anyone else online. 
              
Public Forums 
                Please remember that any information you may disclose in our Member 
                Directory, or other public areas of our Web sites or the Internet, 
                becomes public information. You should exercise caution when deciding 
                to disclose personal information in these public areas. 
              
OffspringNet's Commitment to 
                Data Security 
                Services and Web sites we sponsor have security measures in place 
                to protect the loss, misuse, and alteration of the information 
                under our control. While we make every effort to ensure the integrity 
                and security of our network and systems, we cannot guarantee that 
                our security measures will prevent third-party “hackers” from 
                illegally obtaining this information. 
              
How to Access or Modify Your 
                Information 
                OffspringNet offers Members the opportunity to access or modify 
                information provided during registration. To access or modify 
                such information, contact our Customer Service Department at 877-550-8536. 
              
Where to Direct Questions About 
                OffspringNet's Privacy Policy 
                If you have any questions about this Privacy Policy or the practices 
                described herein, you may contact: 
              
 OffspringNet, Inc.
                2317 North 7th St.
                Colorado Springs, CO 80907
                (719) 448-9477 
                or support@offspring-net.com 
              
Revisions to This Policy 
                
                OffspringNet reserves the right to revise, amend, or modify this 
                policy, our Internet Service Agreement and our other policies 
                and agreements at any time and in any manner. Notice of any revision, 
                amendment, or modification will be posted in accordance with the 
                Internet Service Agreement. 
              
Rev. 07/02/2001